Finance Options
At Hercules Instant Shelter we don’t believe there is only one finance option that fits all, instead, we help you find the Finance option that best suits you and your unique situation.
Long Term Finance Providers
Q MASTERCARD
6 Months Fixed Instalment Plan is available on purchases over $250 incl GST.
12 Months Fixed Instalment Plan is available on purchases over $500 incl GST.
18 Months Fixed Instalment Plan is available on purchases over $1000 incl GST.
For In-store purchases only.
Exclusions may apply. Lending Criteria, $50 Annual Account fee, Fees, and T&Cs apply.
An Establishment fee of $55 (first LTF transaction) or a $35 Advance Fee (subsequent LTF transactions) applies.
The standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at the end of the interest-free period.
Rate and fees are correct as of the publication date, subject to change.
For more details on repayment and fees, please directly contact the finance provider.
GEM VISA CARD
12 Months Fixed Instalment Plan is available on purchases over $500 incl GST.
For In-store purchases only.
Customer requires to repay monthly with at least 3% of their owing balance on that purchase or $20.00(whichever is more).
Exclusions may apply. Lending criteria, $52 annual account fee charged in two half-yearly instalments of $26, fees, T&Cs apply.
An establishment fee of $55 will be applied to your first LTF transaction only.
The prevailing interest rate (currently Gem visa 26.99% p.a./Gem credit line 29.95% p.a.) applies after any interest-free term ends.
Rate and fees are correct as of the publication date, subject to change.
For more details on repayment and fees, please directly contact the finance provider.
Buy Now Pay Later Providers
Afterpay
Afterpay allows you to shop now and pay later.
With Afterpay, your purchase will be split into 4 payments, payable every 2 weeks.
No Minimum Spend.
No fees or interest when you pay on time.
Available online checkout only.
The credit limit will be up to $4000. Please ensure you check your allocated limit.
For more details on repayment and fees, please directly contact the finance provider.
